Phase 5+ (2 - 4 years)

Longevity Value Drivers

Innovation focused on massive R&D and multigenerational strategies to create universal access to basic rights of all people.

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• Remove the debtors' mentality - by stopping the cycle and allowing it to be rapid.

• No unsecured/ illiquid debt.

• No more "equity" without cash flow or recourse to assets.

• Shift towards liquidity maintenance (let deposits compound) and yield scoring

• Change repayment/salary credit scoring techniques.