# FxD = $BTC + (Bretton-Woods) + DeFi/DLT/ESG ## FX & Payment Platform & Token Denominator: #### **FxD: a fiat/FX payments platform, tokenized real-asset investment instrument that allows additional features to be added: commodities futures exchange, and traditional and new banking. It also is host to a new kind of stablecoin, designed to finish what Bitcoin started.** **The FxD stablecoin with real-asset collateralization is a market-crash secured, store-of-value, non-inflationary, reserve, +1:1 redeemable, token that grows steadily in value & can serve as a currency, safe-haven investment vehicle. It solves the dilemmas stablecoins have fast and the inefficiencies produced by** FxD is not a "crypto-centric" pyramid product. It takes what BTC conceived and commercializes it. It achieves the Bitcoin/DeFi dream because it does this using ESG, CSR (corporate social responsibility), and decentralizes it. **(If you don't like to read you can scroll down to the video playlist we crudely made on Youtube. We will update the content as we acquire more members and capital.)** **NOTE:** We have omitted several key components to the explanation because we are in the angel/grant/VC stage. We are happy to discuss this with dedicated DAO members who wish to in AMA, a private forum. ![](https://2473928169-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2F-Mh1SUj3ra-j-vOC-rTO%2Fuploads%2FhvFDFKvwqTEZFSfOdME1%2FThe%20Solutionv0%20\(9\).png?alt=media\&token=b5504d56-fe61-4257-afbd-c92607bf8654) ### A 1 minute overview of FxD is described in this video: {% embed url="\_" %} ### FxD Token & Platform **has the potential to be** the most disruptive product in financial innovation and spur the next stage of civilization. #### It finishes what Bitcoin started and many projects have attempted, but failed, providing a solution to every issue that every monetary system has faced ## Why we are building **FxD:** #### TO COMPLETE THE MISSION: A practical, low-cost, high ROI solution is required. \ **It is the simplest, cheapest, path to monetization & has the lowest risk profile** **It fixes all of the issues with the FOREX & payments market** **It is a waste-free system - all components with value have multiple uses** **It realizes the potential and actualizes the purposes that Bitcoin and blockchain were created.** **1 product/platform.** * **Only requires a prototype**/testnet simulation to provide to institutional investors. * **It is unique** enough to be considered digital property, making it **"copy-resistant," & patentable**. * **Repurposes** the multi-peg, central banked, border/politically restricted, fiat/paper-based interchange of monies **with one that history has proven to be better.** * **Fixes** the "gold standard," "green-back" **issues of Bretton Woods.** * Everything(one) uses/needs FOREX/payment services: a **+$10 trillion a day market volume.** * Offers an enhancement to existing businesses, institutions, and their customers. * ***Not a stablecoin*** linked to an existing **cryptocurrency or** **fiat**. * The "basket-of-goods" reserve concept is re-tuned for the ideal output FxD generates. * **Collateralized, regulated, and legally redeemable** by real assets, tokenized and structured into the platform to: * generate ancillary income * protect against blackswan/liquidiation/"bank-run" events * price stabilization * price fiat/crypto transactions as a central-peg * "back the value of FxD as a real-value reserve * FxD is **adjusted by physically adding or removing the analog version** of the asset(s) reserves. * It is **not a competitor or mirror** of any political regime/nation's currency: **no political risk**. * The design takes systems that have worked the best and **creates the most efficient foreign exchange/global remittance platform to ever exist**, which can be offered to individuals, businesses, institutions, and governments for global remittances and FOREX. * Pro-[IMF](https://www.imf.org/external/about/histend.htm)/World Bank/United Nations compliant (IMF does not permit currency pegged to gold) * Both were [created by Bretton-Woods](https://www.investopedia.com/articles/forex/122215/bretton-woods-system-how-it-changed-world.asp)! ## **Stages to FxD's growth** required: * Major, national currencies need to act as intermediaries for smaller fiats at first. Same as Bretton-Woods, except it used the USD. * FxD will need to develop the standard via DAO membership and increasing usage volumes to become that central peg. * The end result is a full-suite ecosystem of DeFi, including hardware. See comments on credit cards (and debit cards). * It should be cooperative (works with banks, governments, institutions etc.) * It is blockchain agnostic ![FxD creates a unique opportunity for FATExDAO with numerous advantages:](https://2473928169-files.gitbook.io/~/files/v0/b/gitbook-legacy-files/o/assets%2F-Mh1SUj3ra-j-vOC-rTO%2F-MhJRW1zNZOEfMB5lxl4%2F-MhJczVS0dxiOcC2SMOC%2Fimage.png?alt=media\&token=08a78d57-1f93-4210-8a16-16bd1dda75f8)