# FxD = $BTC + (Bretton-Woods) + DeFi/DLT/ESG

## FX & Payment Platform & Token Denominator:&#x20;

#### **FxD: a fiat/FX payments platform, tokenized real-asset investment instrument that allows additional features to be added: commodities futures exchange, and traditional and new banking.  It also is host to a new kind of stablecoin, designed to finish what Bitcoin started.**&#x20;

**The FxD stablecoin with real-asset collateralization is a market-crash secured, store-of-value, non-inflationary, reserve, +1:1 redeemable, token that grows steadily in value & can serve as a currency, safe-haven investment vehicle.  It solves the dilemmas stablecoins have fast and the inefficiencies produced by**&#x20;

FxD is not a "crypto-centric" pyramid product.  It takes what BTC conceived and commercializes it.

It achieves the Bitcoin/DeFi dream because it does this using ESG, CSR (corporate social responsibility), and decentralizes it. &#x20;

**(If you don't like to read you can scroll down to the video playlist we crudely made on Youtube. We will update the content as we acquire more members and capital.)**

**NOTE:** We have omitted several key components to the explanation because we are in the angel/grant/VC stage.  We are happy to discuss this with dedicated DAO members who wish to in AMA, a private forum.&#x20;

![](/files/4x8E0QJVXYUwyjwyuj0G)

### A 1 minute overview of FxD is described in this video:

{% embed url="<https://youtube.com/playlist?list=PLtAQgLsoJylokKmThrw21IqrPzxrtZhL>\_" %}

### FxD Token & Platform **has the potential to be** the most disruptive product in financial innovation and spur the next stage of civilization.

#### It finishes what Bitcoin started and many projects have attempted, but failed, providing a solution to every issue that every monetary system has faced

## Why we are building **FxD:**

#### TO COMPLETE THE MISSION: A practical, low-cost, high ROI solution is required.

\
**It is the simplest, cheapest, path to monetization & has the lowest risk profile**

**It fixes all of the issues with the FOREX & payments market**

**It is a waste-free system - all components with value have multiple uses**

**It realizes the potential and actualizes the purposes that Bitcoin and blockchain were created.**

**1 product/platform.**

* **Only requires a prototype**/testnet simulation to provide to institutional investors.
* **It is unique** enough to be considered digital property, making it **"copy-resistant," & patentable**. &#x20;
* **Repurposes** the multi-peg, central banked, border/politically restricted, fiat/paper-based interchange of monies **with one that history has proven to be better.**
* **Fixes** the "gold standard," "green-back" **issues of Bretton Woods.**
* Everything(one) uses/needs FOREX/payment services: a **+$10 trillion a day market volume.** &#x20;
* Offers an enhancement to existing businesses, institutions, and their customers.
* ***Not a stablecoin*** linked to an existing **cryptocurrency or** **fiat**.
* The "basket-of-goods" reserve concept is re-tuned for the ideal output FxD generates.
* **Collateralized, regulated, and legally redeemable** by real assets, tokenized and structured into the platform to:
  * generate ancillary income
  * protect against blackswan/liquidiation/"bank-run" events
  * price stabilization&#x20;
  * price fiat/crypto transactions as a central-peg&#x20;
  * "back the value of FxD as a real-value reserve&#x20;
* FxD is **adjusted by physically adding or removing the analog version** of the asset(s) reserves.&#x20;
* It is **not a competitor or mirror** of any political regime/nation's currency: **no political risk**.&#x20;
* The design takes systems that have worked the best and **creates the most efficient foreign exchange/global remittance platform to ever exist**, which can be offered to individuals, businesses, institutions, and governments for global remittances and FOREX.&#x20;
* Pro-[IMF](https://www.imf.org/external/about/histend.htm)/World Bank/United Nations compliant (IMF does not permit currency pegged to gold)&#x20;
  * Both were [created by Bretton-Woods](https://www.investopedia.com/articles/forex/122215/bretton-woods-system-how-it-changed-world.asp)! &#x20;

## **Stages to FxD's growth** required:

* Major, national currencies need to act as intermediaries for smaller fiats at first. Same as Bretton-Woods, except it used the USD. &#x20;
* FxD will need to develop the standard via DAO membership and increasing usage volumes to become that central peg. &#x20;
* The end result is a full-suite ecosystem of DeFi, including hardware.  See comments on credit cards (and debit cards). &#x20;
* It should be cooperative (works with banks, governments, institutions etc.)&#x20;
* It is blockchain agnostic

![FxD creates a unique opportunity for FATExDAO with numerous advantages:](/files/-MhJczVS0dxiOcC2SMOC)

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